After an accident, one of the first questions many people have is simple: What happens next? Between medical treatment, insurance calls, missed work, vehicle repairs, and unexpected bills, the process can feel overwhelming quickly.
Attorney Christian Lewis with The Glenn Armentor Law Corporation recently joined Midday with Darla on KADN News 15 to talk about what injured people should expect when filing a claim and why understanding the process early can make a major difference.
Filing a Claim Is Not the Same as Filing a Lawsuit
One of the most important points discussed in the segment is that filing a claim and filing a lawsuit are not the same thing.
A claim is typically the first step after an accident. It is usually opened with the insurance company and gives the injured person an opportunity to seek compensation for damages such as medical expenses, lost wages, pain and suffering, property damage, and other losses related to the accident.
A lawsuit, on the other hand, is a formal legal action filed in court. Not every claim turns into a lawsuit. In many cases, an injury claim may be resolved through investigation, documentation, negotiation, and settlement discussions before a lawsuit ever becomes necessary.
However, having an experienced legal team involved early can help protect your rights and make sure the insurance company has a clear picture of the full impact of your injuries.
What Happens After an Injury Claim Is Filed?
Every case is different, but the injury claim process often includes several important steps:
- Reporting the accident to the appropriate insurance company or responsible party
- Gathering evidence, including photos, reports, witness information, and medical records
- Documenting injuries and treatment so the full extent of damages can be understood
- Communicating with insurance adjusters about the claim
- Evaluating damages, including medical bills, lost income, future treatment needs, and pain and suffering
- Negotiating a settlement when appropriate
- Preparing for litigation if the insurance company does not treat the claim fairly
The process can take time, especially when injuries are still being treated. It is important not to rush into a settlement before the full impact of the accident is known.
Why Insurance Companies Should Be Handled Carefully
After an accident, insurance companies may contact injured people quickly. While those conversations may seem routine, they can have long-term consequences.
Statements, documents, medical authorizations, and early settlement offers should all be handled carefully. Insurance companies are businesses, and their goal is often to limit what they pay on a claim. Before signing paperwork or accepting an offer, it can be helpful to speak with a personal injury attorney who understands how these claims are evaluated.
The attorneys at The Glenn Armentor Law Corporation help injured people understand their rights, avoid common mistakes, and move through the claim process with greater confidence.
When Should You Call a Personal Injury Lawyer?
If you were injured in an accident, it is usually best to speak with an attorney as soon as possible. Early legal guidance can help preserve evidence, protect your claim, and prevent unnecessary mistakes when dealing with insurance companies.
You may want to contact a lawyer if:
- You were injured in a car, truck, offshore, workplace, or other serious accident
- The insurance company is asking for a recorded statement
- You are being pressured to settle quickly
- Your medical bills are growing
- You are missing work because of your injuries
- You are unsure who is responsible for the accident
- You do not know what your claim may be worth
Getting answers early does not mean you are filing a lawsuit. It simply means you are getting the information you need to make smart decisions about your case.
Watch the Full KADN Segment
To learn more about what to expect when filing a claim, watch Christian Lewis of The Glenn Armentor Law Corporation on Midday with Darla on KADN News 15.
Get a Free Case Evaluation
If you were injured in an accident and have questions about filing a claim, The Glenn Armentor Law Corporation is here to help. Our team has been fighting for injured people across Lafayette, Acadiana, and Louisiana since 1977.
Contact us today for a free case evaluation. If we do not win, you do not pay.
